What's new
Updates and news
The guide grows step by step: new checklists, hypothetical situations and terms are added over time. This page notes what has appeared or been updated. We do not retell changes to laws, rates and fees as news; instead we explain where and how to check which rules apply today.
Any summary of the rules ages faster than the original. When your money depends on a term, go to the primary source and to your own agreement.
This feed shows only what has appeared or changed in the guide itself. We do not publish news about changes to laws and rates; instead we explain how to check them in official sources. The legal references on this site concern Russia; rules and institutions differ in other countries, so check your own country's official sources. Always confirm the terms of a specific product in the agreement and with the provider itself.
New in the guide
The latest changes to the sections.
Hypothetical situations about family money
New walkthroughs: running short before payday, a breakdown with no reserve, a loan for a gift, a couple's shared budget and pocket money.
A glossary of household money
A collection of terms about budgets, loans, deposits and the economy: from fixed expenses to compound interest and the key rate.
A guide to the emergency fund
We published steps for building a reserve for unexpected expenses and a list of warning signs of a pyramid scheme.
Family budget basics
We described the parts of a budget and briefly explained what inflation is and why it matters for savings.
What to read in financial documents
The documents section now has a table covering the loan agreement, deposit agreement, payment schedule and statement.
Catalogue of articles for English-language readers
This is where standalone articles for English-speaking readers will appear. We write them about the questions families face in everyday money matters, and we do not translate them from other languages.
- GTA 6 News Tracking and Fact Checking: Editorial Overview
How to follow Grand Theft Auto VI news calmly: what Rockstar and Take-Two have confirmed, how to spot rumours, and a simple fact-checking routine.
- What players should know about gaming service categories: Digital Entertainment
Coaching, carries, boosting, account services and in-game currency explained in plain words, with the terms-of-service and account-security risks to weigh.
- Aion 2 system requirements: Beginner-Friendly Explanation
A plain-language guide to Aion 2 system requirements: minimum vs recommended specs, what CPU, GPU, RAM and SSD mean, and where to check the current figures.
- Path of Exile 2: Character Boost — Beginner-Friendly Checklist
Field notes on Path of Exile 2 character boosts: what they involve, what to check on terms, account security and refunds, and how to level yourself.
Topics in progress
- Zero-based budgeting: giving every pound or dollar a job
- Sinking funds: saving ahead for irregular yearly costs
- Talking about money as a couple without arguing
- Teaching kids to save, spend and share
Editorial rules
- Articles in this catalogue are written separately for each language version and are not translations.
- Some articles link to third-party websites, including gaming services; we do not control their content, prices or terms.
- We do not give financial advice or publish advertising for banks, loans or investments, rankings, rates or reviews.
How to check the current rules
Go to an official source
In Russia, the texts of laws are published on official government legal information portals, and explanations for the public on the Bank of Russia's website and its financial literacy resource “Finansovaya kultura” (fincult.info). In other countries, use your own country's official sources.
Search by the exact title
Use the full title and number of the law so you do not confuse it with similar acts or outdated summaries.
Check the version date
Make sure you are reading the current version of the rules, and be careful with materials that give no date.
Check your own product's terms
General rules do not tell you the terms of your loan or deposit. Only your agreement and its appendices show those.
Ask in writing
If a term is unclear, ask the provider through an official channel and keep the reply — a written explanation is more reliable than a verbal one.
Related sections
- Basics
The parts that make up a household budget: income, fixed and variable spending, savings, debts and goals, plus inflation explained without formulas.
- Documents
What to read in a loan agreement, deposit agreement, payment schedule and statement; where to find the full cost of a loan and how deposit insurance works in Russia.
- FAQ
Short answers to common questions about tracking spending, planning, loans, deposits and talking about money in the family.
Sources
- Russian Federal Law No. 353-FZ “On Consumer Credit (Loans)”
- Russian Federal Law No. 177-FZ “On Insurance of Deposits in Banks of the Russian Federation”
- Bank of Russia materials on monetary policy
- “Finansovaya kultura” (Financial Culture) — the Bank of Russia's financial literacy resource
These materials are based on Russian federal laws and public materials from the Bank of Russia. Rules and the terms of financial products change, and they differ from country to country, so before any important decision check your own country's official sources and the text of your own agreement.